Selling a property directly to a cash buyer is different from listing with an agent. These answers explain how our process works, how offers are calculated, and what to consider before making a decision.
You are welcome to ask questions, compare your options, and review an offer without any obligation to accept it.
We Buy Houses Fast Chicago is operated by Equity Plus Properties Inc., a Chicago-area company that has worked with homeowners since 2012.
Before working with any cash buyer, verify the company’s legal business name, public reviews, local contact information, purchase agreement, and closing process. A legitimate buyer should explain the offer, put the terms in writing, answer your questions, and give you time to make an informed decision.
Illinois businesses can be independently checked through the Illinois Secretary of State’s business database. Our purchases close through licensed Illinois title professionals.
The process generally has three steps:
If you accept, we coordinate the closing with an Illinois title company. You choose a workable closing date, subject to title, legal, and transaction requirements.
We begin by estimating what the property could be worth after appropriate repairs and updates. We then account for factors such as:
We explain the offer before asking you to decide. The property review and offer are free, and you are not obligated to accept.
A direct cash offer may be lower than the potential retail sale price because the buyer assumes repair costs, holding costs, resale expenses, and project risk.
The more useful comparison is estimated net proceeds—not just the highest possible sale price. A traditional sale may involve repairs, cleaning, staging, commissions, inspections, concessions, and financing uncertainty. A cash sale prioritizes speed, convenience, and certainty.
If maximizing the highest possible price is your only goal and you have time to prepare the property, listing with an agent may be the better choice.
We do not charge agent commissions, and we do not require you to repair or clean the property before selling.
The purchase agreement and preliminary closing figures should clearly show how title charges, taxes, liens, mortgages, and other transaction-specific amounts will be handled. We recommend reviewing those figures and asking questions before signing.
We generally provide a written offer within 24 hours after obtaining the information needed to review the property.
Some transactions can close in approximately 7–14 days. Others take longer because of title work, probate, liens, foreclosure proceedings, multiple owners, or the seller’s preferred moving schedule.
Yes. A property owner can sell directly without hiring a listing agent, and we purchase houses as-is.
You do not need to repair, update, stage, or thoroughly clean the property for us. We consider its current condition when calculating the offer.
You may still want to compare a direct sale with listing through an agent or selling by owner. Each option has different tradeoffs involving price, time, preparation, and certainty.
Potentially. The person signing the sale documents must have legal authority to sell an inherited property.
Depending on how ownership was held and whether probate is required, the title company or an attorney may need documents such as a death certificate, will, trust documents, court orders, or proof that an estate representative has authority to act.
A sale may be possible if there is enough time to sell your house during foreclosure and the proceeds can address the mortgage and other required payoffs.
Every foreclosure case has its own deadlines and court history. Contacting us does not automatically stop a foreclosure, delay a judicial sale, or guarantee that the house can be purchased in time. Illinois provides official court forms for responding to foreclosure cases and requesting that a court delay a sale, but only a judge can grant that request. Illinois Courts foreclosure resources
Contact your lender, a qualified Illinois attorney, or an approved housing counselor promptly.
You may still be able to sell. The title company will identify mortgages, property taxes, liens, and other amounts that must be resolved before ownership can transfer.
Those amounts are commonly paid from the sale proceeds when sufficient funds are available. We cannot promise to “pay the back taxes” or guarantee how much money you will receive until the title information, payoffs, and offer are reviewed.
Cook County treats delinquent-tax and tax-sale matters as time-sensitive. If taxes have already been sold, the Treasurer recommends obtaining appropriate legal advice and acting quickly because interest and costs may continue to increase. Cook County Treasurer tax-sale guidance
Often, yes. You can frequently sell the property remotely using electronic signatures, mailed documents, or a mobile or remote notary when permitted by the title company and applicable requirements.
The title company will explain which documents require notarization, how identity will be verified, and how funds can be delivered securely. Available procedures vary by transaction, so they should be confirmed before promising a completely online closing.
Information on this page is general and is not legal, tax, or financial advice. Consult an appropriate licensed professional about your circumstances.
